As many of our previous clients have already discovered, we do a faster, smoother, more confidence-inspiring job every step of the way.  In fact, 90% of our business comes from referrals, with 50% from repeat customers, for a number of compelling reasons.

     To begin with, we're not a newcomer to the direct lending business.  HOME opened its doors back in 1991.  Today, with 9 affiliate offices and $10 billion worth of loans, we know how to get things done.

     We've created a better paperwork process that includes our own proprietary software, to make the entire mortgage experience simple, streamlined and free from uncertainty and stressful delays.

     HOME also offers close to wholesale rates on a tremendous selection of products and terms.  Like a mortgage department store, we can accommodate virtually every lifestyle, budget, credit rating and property type- including fixed rate, ARM, 100% financing, true interest-only and no income verification mortgages and conforming and jumbo loans up to $6 million- on investment properties, vacation homes, new condos, co-ops, and 3-4 unit properties.

     In short, HOME has all the underwriting ability and resources of a large lending institution but without the bureaucracy.  All of our loan officers have earned their reputations by recognizing and immediately responding to what's important to you.  Is there an incredible opportunity to buy that you are anxious to take advantage of?  We're fully prepared to close within 72 hours.  Does an appraisal or title search have to be done today?  We have the resources to handle that too.

     That's why 3 of our loan officers were named in the top 200 in the country by "Mortgage Originator" 7 years running.

     We welcome the opportunity to prove to you how efficient, responsible and committed to you we can be.  Be assured that once you're at HOME, you'll never want to go anywhere else.